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Why D.A.Y. Insurance


Single window approach for all your insurance requirements


Tailor made coverage and language for policies


Claims manual


Additional support for existing claims


Assess and evaluate existing policies


Guaranteed premium reduction as maximum as possible


Dedicated resources


Robust & secure IT interfaces with interconnected branches


Competitive premiums


Negotiation with Indian Insurers


Specialized claims handling, loss control assistance


Training arrangements


Complete risk analysis


Policy placement & Vetting


Insurance summaries for internal and external use by board members, accountants, attorneys, etc


A customized insurance program structured to meet the contractual and indemnification obligations of your industry contracts


Being a direct Insurance broker the group has license and exposure to all facets of insurance and is up to date with latest developments in the market


News & Update

day-logo

Welcome to D.A.Y. INSURANCE

Dream of starting an insurance firm was seen by Mr. D.P. Gupta along with his two proud sons Mr. Amar Gupta & Mr. Yeshu Gupta after 30 years of success in travel trade since 1993.

During the course of experience with different clientele in TRAVEL industry, they complied a large data base and observed that people are generally not aware about the need for proper insurance cover for risks to which they and their family are exposed. With This MIND-SET they Planned Creating , such a place where people can meet with experts and discuss about their risks to be covered. creation of a place where clients feels satisfied with the policy they take, services they will are offered and needful help during claims settlement if the risk occurs.

OUR EXPERTISE

SECTOR WE SERVE

PRODUCT EXPERTISE

LIFE INSURANCE

Why you should buy Life Insurance

Why you should buy Life Insurance

Annuity (Pension) Plans

Annuity (Pension) Plans

Children Policies

Children Policies

Endowment Policy

Endowment Policy

Deferred Annuity

Deferred Annuity

Group Insurance

Group Insurance

How much Life Insurance is needed

How much Life Insurance is needed

How much Life Insurance is needed

How much Life Insurance is needed

Immediate Annuity

Immediate Annuity

Joint Life Policy

Joint Life Policy

Money back plans or cash back plans

Money back plans or cash back plans

Pure Endowment Policy

Pure Endowment Policy

Term Insurance

Term Insurance

Unit Linked Insurance Policy

Unit Linked Insurance Policy

Who needs Life Insurance

Who needs Life Insurance

Whole Life Insurance

Whole Life Insurance

Why Buy Life Insurance

Why Buy Life Insurance


HEALTH INSURANCE

Additional Benefits and other stand alone policies


Insurance companies offer various other benefits a

Cashless Facility


Insurance companies have tie-up arrangements with

Cost of Health Check-up


Health policies may also contain a provision for

Cumulative Bonus (CB)


Health Insurance policies may offer Cumulative Bon

Exclusions


The following are generally excluded under health

Minimum period of stay in Hospital


In order to become eligible to make a claim under

No short period policies


Health insurance policies are not issued for less

Pre and post hospitalization expenses


Expenses incurred during a certain number of days

Sum Insured


The Sum Insured offered may be on an individual ba

What Health Insurance to Buy


Room, Boarding expenses

Why Buy Health Insurance


The term ‘Health Insurance’ relates to a type of i

Why Buy Health Insurance


The term ‘Health Insurance’ relates to a type of i

Additional Benefits and other stand alone policies


Insurance companies offer various other benefits a

Cashless Facility


Insurance companies have tie-up arrangements with

Cost of Health Check-up


Health policies may also contain a provision for r

Cumulative Bonus (CB)


Health Insurance policies may offer Cumulative Bon

Exclusions


The following are generally excluded under health

Minimum period of stay in Hospital


In order to become eligible to make a claim under

No short period policies


Health insurance policies are not issued for less

Pre and post hospitalization expenses


Expenses incurred during a certain number of days

Sum Insured


The Sum Insured offered may be on an individual ba

What Health Insurance to Buy


Room, Boarding expenses

Additional Benefits and other stand alone policies


The term ‘Health Insurance’ relates to a type of i

Cashless Facility


Insurance companies have tie-up arrangements with

Cost of Health Check-up


Health policies may also contain a provision for r

Cumulative Bonus (CB)


Health Insurance policies may offer Cumulative Bon

Exclusions


The following are generally excluded under health

Minimum period of stay in Hospital


In order to become eligible to make a claim under

No short period policies


Health insurance policies are not issued for less

Pre and post hospitalization expenses


Expenses incurred during a certain number of days

Sum Insured


The Sum Insured offered may be on an individual ba

NON LIFE INSURANCE

For Own Damage


The Sum Insured under a Motor Insurance policy ref

What Motor Insurance covers


The damages to the vehicle due to the following pe

For Third Party


Coverage is as per requirements of the Motor Vehic

Types of Motor Insurance:


Broadly there are two types of insurances policies

What Motor Insurance excludes


The following contingencies are usually excluded u

Why Buy Motor Insurance


Motor insurance gives protection to the vehicle ow

MARINE INSURANCE

How Marine Cargo Insurance helps?


Cargo can be damaged on exposure to a wide variety

Marine Cargo Insurance


Marine Cargo Insurance covers transits by Water, A

What is generally excluded in a Marine Cargo Insurance Policy?


Loss or damage due to Inherent Vice , Delay, Insuf

Who can take a Marine Cargo Insurance Policy?


Buyers, Sellers, Import/Export merchants, Buying A

Features of a valid contract


1. marine insurance is a contract; therefore it s

Insurable interest in marine policy


• Owner of the goods has insurable interest to the

Disclosure by agent (utmost good faith)


When insurance policy is taken through an agent, h

Principle of Indemnity


Marine insurance is a contract of indemnity. It im

Principle of subrogation


This principle specifies that the policy holder sh

Average clause


A marine policy is invariably subject to average c

Express and implied Warranties


All marine insurance contracts are subject to cer

Principle of contribution


Principle of contribution also applicable in the c

Maritime perils


Maritime perils are also called as “Perils of the

Maritime Coverage


The coverage under marine insurance policy include

Time policy


If the policy is to insure the subject matter for

Mixed policy (voyage and time policy)


If a policy contains the provision of both time p

      Valued policy


Valued policy specifies the agreed value of the s

      Unvalued policy


Unvalued policy does not specify the agreed value

      Floating policies


Floating policies gives the description of insura

      Blanket policy open cover policy)


This policy is issued to cover several different

      Construction policy or builders risk policy


This policy is designed to cover the risks incide

TRAVEL INSURANCE

What Travel Insurance to Buy


The Scope of Cover and Benefits offered by differe

Why Buy Travel Insurance


Travel Insurance offers insurance protection while

      Travel Insurance


This policy covers the insured against various ev

OTHER INSURANCE

All Risks Insurance


All Risks Insurance generally offers cover for jew

Burglary


Generally, the Policy will not pay for loss/damage

Burlary Insurance


Apart from offering cover for the contents in the

Burlary Insurance


Apart from offering cover for the contents in the

Property Insurance


There are package or umbrella covers available whi

Fire


The most popular property insurance is the standar

Personal Accident Insurance


This insurance policy allows full compensation fo

       Liability Insurance


This policy indemnifies the officers or other pro

      Fidelity guarantee insurance


In this insurance, the insurer undertakes to inde

Cattle insurance:


This insurance provides cover against death of ani

     Engineering insurance:


This insurance is designed to protect the interest

Public liability insurance


Under Public liability Insurance Act, 1991, all th

Crop Insurance:


This insurance is designed to provide a measure of

Social insurance:


Social insurance is a government-run insurance pro

Contact Us

D.A.Y INSURANCE BROKER PVT. LTD

DSM 59, DLF TOWER

SHIVAJI MARG KARAMPURA

DELHI 110015

EMAIL ID : info@dayibpl.com

CONTACT : +91 8588853301